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Scam: #4188

Scam Alert

Business

  • Posted By: Anonymous
  • Submitted: 11/02/2011
  • Severity: 5
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Bill me later

Loan Mod Company

Us, California

First Capital and Associates got my Loan Modification completed within the 4-month period it promised. After I make my 3 Trial Payments on time, I'll be confirmed for the Final Loan Modification. They made my payment much, much lower than it was after my lender refused to help me. The savings that First Capital got me changed my life!

I loudly recommend everybody who has a home loan to call First Capital and Associates, have them check your eligibility under the federal program guidelines, and then ask them how they can honestly help you.

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  • GS
  • Submitted: 11/09/2011
I am currently using this company to apply for a mortgage restructure. I would love to know some of the details from your successful experience with them.
  • CAL
  • Submitted: 11/16/2011
FIRST CAPITAL AND ASSOCIATES guarantee a loan modification with upfront fee. Anyone having info on this company PLEASE post recommendation or scam.
  • gift
  • Submitted: 11/25/2011
Hello my dear,

My name is Miss Gift Bernard,a tall good looking young girl,so lovely and caring with good understanding.fair in complexion,care with good sharing,honesty.I saw your profile at ( www.whoscammedyou.com ) which interested me much and i decided to contact you.I really want to have a good friendship with you even if you have married we can be friends ,i have a reason of selecting you as my friend,Please if you wish to know more.Please contact me through this my e-mail address OK (giftbernard200@yahoo.co.uk) ,We need to talk and know our self more and equally share pictures to each other.hope to hear from you.
Please reply me with my e-mail address here (giftbernard200@yahoo.co.uk)
Yours New Friend
Miss Gift Bernard
Thanks.
  • CAL
  • Submitted: 02/25/2012
First Capital and Associates
26120 Eden Landing Rd Suite 5
Hayward, CA
510-293- (0644, 2085, 2086, 2087)

Owner: Connie Crane
Neil Patren

Employees: Jessica ? Cindy ? (office)

They say they have a company (Home Remecy Group-run by Francis Espagnola ph:510-293-2085) within their company who are HUD representatives that work to get their modifications approved. We hired this company and paid the 4000.00 fee and received nothing more than what we did ourselves. They did postpone the sale date but say our bank ignores their calls and gives them the run around' and has denied the modification so our house will be sold and there is nothing that can be done at this point. WHAT A SCAM! WHAT A WASTE OF TIME AND MONEY!

  • CAL
  • Submitted: 06/02/2012
Repost:

Law Abiding Citizen - GOT SCAMMED

Submitted: 02/29/2012

Truth be told there is no Francis. Connie Crane is Francis. That is just a fake name that she uses to negotiate with the banks for loan modifications. Just so you know there is no work, or very little work being done on these files. There are no HUD counselors or HUD representatives working at this company. This company is a scam who are taking advantage of people by giving them false hope, and lying to them about getting them a loan modification. It is illegal and in violation of SB94, to collect any upfront fees for a loan modification. I suggest you report them to the DRE (Department of Real Estate Enforcement). Companies like this are taking peoples money. You should also report them to the District Attorney as well. It's only a matter of time until the complaints start rolling in. Once all the people they have taken upfront money from realize they have been scammed, shit will hit the fan. The DRE does not take this lightly and will likely pursue an audit of this company, which will bring charges against them.
Do not let them get away with this. Report them and do everything you need to do to get your money back. Call and demand to speak to Neil or Connie and tell them if they do not refund your money you will report them to the DRE and the DA. It does not matter what the contract says. Get this website and scam info to everyone you can so we can get this company out in the open and everyone knows what they are doing......GOOD LUCK!
  • CAL
  • Submitted: 06/02/2012
Connie Minniti
AKA Connie Divecchio
AKA Connie Crane

Filed Bankruptcy Chapter 7 Case No. 12 - 30163 DM




http://www.incredibleagents.com/real-estate-agents/CA/San-Mateo/REMAX-Dolphin-Real-Estate-SM/p1539691/Connie-DiVecchio.html

http://everyjoe.com/work/the-inches-a-weigh-license-the-perfect-business-opportunity/

http://www.spokeo.com/search?q=Connie+Crane&sns1=t26&global=true#California:2399959177

http://www.spoke.com/info/pYn5SJ2/ConnieDiVecchio

http://www.realtytrac.com/property/ca/foster-city/94404/265-killdeer-ct/43159751

http://www.peoplesmart.com/psp.aspx?_act=resultsgo&search=name&firstName=Connie&middleName=Frances&lastName=Divecchio&age=48&ZIPCode=94404-1331&city=Foster City&state=CA&utm_source=corporationwiki.com&utm_medium=Advertising&utm_content=PeoplePageWidgetH150_A&utm_campaign=PeoplePages&tid=PeoplePageWidgetH150_A&cam=&aff=66

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